Insurance vs. Self Pay

Does insurance cover chiropractic? Absolutely. 
Many health insurance plans cover chiropractic care for acute and short-term conditions. Rarely, do health insurance plans cover maintenance and it's even more rare that insurance will cover wellness chiropractic care for the entire family (Getting checked for subluxation every 7-10 days). 

Chiropractic insurance coverage has different deductibles, copays, coinsurance amounts, and benefit limits. 

Key Takeaways

• Most insurance plans cover chiropractic care when "medically necessary" to alleviate pain or injury. 
• Medicare part B may help cover a percentage of spinal adjustments (they do not cover extremity adjustments - hand, wrist, elbow, shoulder, hip, knee, ankle, etc)
• Medicare does not cover xrays recommended by a chiropractor. So patient will have to pay out of pocket when starting care at a chiropractic office who requires xrays pre-care. Cost will range $95-250 depending on areas xrayed. 
• Auto insurance will cover injuries of an accident but not maintenance after spine is repaired/corrected. 
• Insurance is in the business of making money. They do this by 1.) increasing premiums (the more you use your insurance the more it costs you year after year) and 2.) denying claims (we've all been on this end of "health insurance".) 
• Subluxation can be present without pain or symptoms - so why wait til you can "feel" your problem? 

Why is The Wellness Pointe different? 

• We take care of everyone.
• Our membership plans make care affordable for everyone. 
• We believe anything worth keeping is worth maintaining - your spine health should be included in that. 
• The doctors know everyone by name, not by #patient#number like most health care models. 
• Treatment has a start date and end date of care. Wellness care does not. It is lifetime. 
• Check out the chart below and give us a call to schedule at one of our locations. 

Author / DC

Doctor Chad is the owner of The Wellness Pointe and developer of the "honor box" fee system which is a hybrid fee system developed to ensure that every man, woman and child can receive weekly chiropractic wellness care for their entire lives. He currently has offices in Elkhorn, WI and Johnson Creek, WI. Him and his team serve over 1500+ members in Walworth and Jefferson County and hope that your family will be the next to live life unsubluxated. ​